You can purchase airtime directly from the Cardtonic app or website.
Tap "Bills & eSIMs" on the Home screen.
Select "Local Bills".
Select "Buy Airtime".
Choose your network provider: MTN, Airtel, Glo, or 9mobile.
Enter the recipient's phone number.
Enter the amount.
Tap "Purchase".
Confirm with your four-digit PIN.
Please note: Bill payments are available to Nigerian users only. Always review the transaction summary before confirming.