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What is KYC and how does it apply to Cardtonic?

Learn what KYC is and how to complete Basic or Advanced verification on Cardtonic.

KYC verifies your identity. It is required to increase your withdrawal limit, unlock features like the virtual bank account, and ensure top-ups settle automatically.

Go to “Settings”, then “Identity Verification” to complete either level.

For users in other supported countries: Basic KYC requires a valid government-issued ID and a selfie. Go to “Settings”, then “Identity Verification” to complete verification.

Basic KYC:

  1. Enter your date of birth and BVN.

  2. Take a clear selfie.

  3. Tap "Verify your KYC".

Verification is instant.

Advanced KYC:

Upload one valid ID (International Passport, Driver's License, Voter's Card, or NIN Slip) and one proof of address (electricity bill, LAWMA bill, or bank statement issued within the last 6 months). Tap "Submit".

Verification typically completes within minutes.

Please note: The documents required for each KYC level differ by country. Ghana users should follow the steps in the Ghana KYC article above.

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