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How do I top up my Cedi (GHS) wallet?

Learn how to top up your GHS Wallet using Mobile Money (MoMo) on Cardtonic.

You can fund your GHS Wallet directly from your Mobile Money (MoMo) account.

Please note: Complete your KYC verification before topping up. See: Ghana KYC: how to verify your identity

How to top up:

  1. Tap "Wallet" at the bottom of your dashboard.

  2. Tap "Top-up".

  3. Enter your MoMo account number and the amount.

  4. Tap "Continue".

A prompt will be sent to your mobile number. Accept it to authorise the top-up.

Please note: Minimum top-up is GHS 10. A 3.0% fee applies on every top-up.

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