Your Cardtonic Wallet is where your total balance on the platform is displayed. It is the first thing you see when you log in. Every time you complete a gift card trade or top up your virtual bank account, the amount is added to your Wallet automatically.
From your Wallet, you can:
Withdraw to your bank account
Fund your Virtual Dollar Card
Pay for bills (airtime, data, electricity, and more)
Buy gift cards
Purchase eSIMs
Purchase gadgets on Just Gadgets
Convert to other supported currencies
Send to another Cardtonic user via in-app transfer
How to add money to your Wallet:
Complete a gift card trade and receive the equivalent in your chosen currency
Top up via your virtual bank account (Nigerian users)
Top up via MoMo (Ghana users)
Fund via stablecoins (USDT or USDC) to your USD Wallet
Convert from another supported currency wallet.
Your Wallet balance is always visible on your dashboard, and funds are available 24 hours a day, 7 days a week.
Please note: If you have unpaid Virtual Dollar Card decline fees, they are charged automatically the next time you fund your Wallet. This is why your balance can be lower than expected after funding. See: What fees are associated with the Cardtonic Virtual Dollar Card?