Cardtonic Reward points are a percentage of every trade. With every successful transaction, you earn reward points that correspond to your user level. E.g. If you are in the Boss level and make a transaction of N100,000, you will earn 1000 reward points.
​
​

Once you have accumulated points, you can convert them into cash equivalent in your Naira wallet, and withdraw.
​
​

In addition to our regular reward points, when you attain the Star and Boss levels, you will be eligible for our end-of-the-year bonus.
​