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Drawbacks To Vanilla Prepaid Card
Updated over 3 years ago

Both the Mastercard and the Visa versions of this gift card can be used to make shopping online easier.

However, there are a few disadvantages to these cards:

  • You cannot reload the card.

  • You cannot make pay-at-the-pump transactions.

  • You cannot use them to pay recurring bills.

  • You cannot use them to withdraw card from the ATM.

  • They cannot be refunded for cash back.

  • If your card is lost or stolen, you can only get a replacement if you have your card number written down or memorised.

  • The card has low maximum balances. You will need to use this card with a combination of other payment methods if the purchase you are making exceeds the balance on your card.

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